Credit Monitoring Services

In today's technology-driven landscape, the prevalence of personal hacking poses a significant threat to individuals with good to excellent credit. Staying informed about critical changes in your credit profile is imperative. Credit monitoring serves as a proactive measure to prevent or detect identity theft and credit card fraud during their early stages.

At LinkedSolutions, we offer an exceptional annual credit monitoring program, encompassing:

1. Daily Monitoring:

• Vigilant tracking of all three credit profiles for suspicious changes, such as new credit card activity, posted addresses, credit reviews, or telephone numbers – potential indicators of fraud.

2. Quarterly Email Updates:

• Regular updates from all three credit bureaus, providing a comprehensive overview of your credit status.

3. Annual In-Depth Credit Analysis:

• Conducted by a certified credit specialist from LinkedSolutions, ensuring a thorough assessment of your credit health.

4. Choice of Fraud Alerts or Security Freeze:

Security Freeze:

• This option places your credit file on ice, preventing its information from being reported to third parties. Lenders cannot access your credit file without your permission, providing enhanced protection against identity theft.

• Note: Certain entities like businesses you engage with, collection agencies working on behalf of those businesses, and prescreened credit offers may still have access to your credit report.

Fraud Alerts:

• Effective for 90 days, an Initial Fraud Alert mandates lenders to verify your authorization for any attempts to open an account, increase credit limits, or obtain a new card.

• Placing an Initial Fraud Alert also grants you the right to order one free credit report from each of the three nationwide consumer reporting companies.

Speak with a credit expert at LinkedSolutions to explore pricing and nuances between each product. We are dedicated to providing you with the information needed to make an informed decision based on your unique needs.